diff --git a/domain/modelling/generators/solar_recommendation.py b/domain/modelling/generators/solar_recommendation.py
index f5bf6e10..f97a5752 100644
--- a/domain/modelling/generators/solar_recommendation.py
+++ b/domain/modelling/generators/solar_recommendation.py
@@ -49,9 +49,13 @@ _BATTERY_CAPACITY_KWH = 5.0
 # Watts → kilowatts for peak-power.
 _WATTS_PER_KW = 1000.0
 # The dwelling's PV connects to its own meter (the after-cert §19 "Connected to
-# the dwelling's meter: Yes"). Non-load-bearing for the SAP cascade; carried for
-# fidelity. 1 = connected, the modal install case.
-_PV_CONNECTED_TO_DWELLING = 1
+# the dwelling's meter: Yes"). LOAD-BEARING: `cert_to_inputs` credits PV to the
+# dwelling's SAP only when `pv_connection == 2` ("connected"); value 1 means
+# "present but NOT connected" and zeroes the credit. gov-API enum (corpus- and
+# Elmhurst-validated): 0 = no PV, 1 = not connected, 2 = connected (the modal
+# install case, 52 vs 5 on the RdSAP-21.0.1 corpus). A newly-installed
+# recommended array is connected to the dwelling's own meter.
+_PV_CONNECTED_TO_DWELLING = 2
 
 # A roof plane within this many degrees of due north (0°/360°, Google compass
 # convention) is dropped: it generates little and is not worth panelling. The
diff --git a/domain/sap10_calculator/rdsap/cert_to_inputs.py b/domain/sap10_calculator/rdsap/cert_to_inputs.py
index 7520a440..1cdfd98e 100644
--- a/domain/sap10_calculator/rdsap/cert_to_inputs.py
+++ b/domain/sap10_calculator/rdsap/cert_to_inputs.py
@@ -3156,6 +3156,42 @@ def _pv_array_generation_kwh_per_yr(
     return _PV_MODULE_EFFICIENCY_FACTOR * array.peak_power * s * z
 
 
+# gov-API `sap_energy_source.pv_connection` enum (RdSAP 10 §11.1 /
+# SAP 10.2 Appendix M — "PV is included in the dwelling's assessment only
+# if connected to the dwelling's electricity meter"):
+#   0 = no PV
+#   1 = PV present but NOT connected to the dwelling's own meter
+#   2 = PV connected to the dwelling's own meter
+# Validated on the RdSAP-21.0.1 corpus (57 PV certs): pv_connection=1 certs
+# reconcile to the lodged SAP only WITHOUT a credit (MAE 4.48→1.22, 0/5 need
+# it); pv_connection=2 certs need it (MAE 0.98 vs 10.29 without). Accredited
+# Elmhurst proof: identical dwelling = SAP 87 connected vs SAP 74 not.
+_PV_CONNECTION_CONNECTED_TO_DWELLING_METER: Final[int] = 2
+
+
+def _pv_connected_to_dwelling_meter(epc: EpcPropertyData) -> bool:
+    """Whether a lodged PV array may be credited to this dwelling's SAP, i.e.
+    whether it is connected to the dwelling's own electricity meter.
+
+    Keyed on the gov-API integer `pv_connection`: only value 2 ("connected")
+    earns a credit; value 1 ("present but not connected" — a communal /
+    separately-metered array) contributes nothing to the dwelling's energy
+    cost, CO2 or primary energy, per RdSAP 10 §11.1 / SAP 10.2 Appendix M.
+
+    A non-integer `pv_connection` (None, or the site-notes `str` form which
+    does not yet capture the connection flag) is NOT a determinate
+    "not connected" signal, so it preserves the existing credit-if-array
+    behaviour — no regression on the Elmhurst/Summary path or synthetic
+    CalculatorInputs. The Elmhurst extractor parses "Connected to the
+    dwelling's meter" today only as a parse stop-token; capturing its value
+    is a follow-up that would let this gate apply to that path too.
+    """
+    pv_connection = epc.sap_energy_source.pv_connection
+    if isinstance(pv_connection, int):
+        return pv_connection == _PV_CONNECTION_CONNECTED_TO_DWELLING_METER
+    return True
+
+
 def _pv_generation_kwh_per_yr(
     epc: EpcPropertyData,
     climate: "int | PostcodeClimate",
@@ -3170,7 +3206,13 @@ def _pv_generation_kwh_per_yr(
     roof area" PV figure (no detailed kWp): synthesize a single PV
     array with kWp = 0.12 × PV area, South orientation, 30° pitch,
     Modest overshading.
+
+    Returns 0 when the array is not connected to the dwelling's own meter
+    (`_pv_connected_to_dwelling_meter` — gov-API `pv_connection=1`), per
+    RdSAP 10 §11.1 / SAP 10.2 Appendix M.
     """
+    if not _pv_connected_to_dwelling_meter(epc):
+        return 0.0
     arrays = epc.sap_energy_source.photovoltaic_arrays
     if not arrays:
         arrays = _synthesize_pv_arrays_from_percent_roof_area(epc)
@@ -3217,7 +3259,13 @@ def _pv_monthly_generation_kwh(
 ) -> tuple[float, ...]:
     """SAP 10.2 Appendix M1 §2 (p.92) — monthly E_PV summed across all
     PV arrays. Annual sum matches `_pv_generation_kwh_per_yr` to
-    float precision."""
+    float precision.
+
+    Returns all-zero when the array is not connected to the dwelling's own
+    meter (`_pv_connected_to_dwelling_meter`), so the §10a cost split and the
+    CO2 / PE cascades all see no PV — mirroring the annual helper's gate."""
+    if not _pv_connected_to_dwelling_meter(epc):
+        return (0.0,) * 12
     arrays = epc.sap_energy_source.photovoltaic_arrays
     if not arrays:
         arrays = _synthesize_pv_arrays_from_percent_roof_area(epc)
diff --git a/tests/domain/modelling/test_solar_recommendation.py b/tests/domain/modelling/test_solar_recommendation.py
index f858a78b..43337ab5 100644
--- a/tests/domain/modelling/test_solar_recommendation.py
+++ b/tests/domain/modelling/test_solar_recommendation.py
@@ -89,6 +89,10 @@ def test_each_option_overlay_installs_per_segment_arrays_and_ensures_export() ->
         assert overlay is not None
         assert overlay.is_dwelling_export_capable is True
         assert overlay.pv_diverter_present is True
+        # A newly-installed recommended array is connected to the dwelling's own
+        # meter, so it must be tagged pv_connection=2 ("connected") — the value
+        # the SAP cascade credits. (1 = present-but-not-connected → zero credit.)
+        assert overlay.pv_connection == 2
         arrays = overlay.photovoltaic_arrays
         assert arrays is not None and len(arrays) >= 1
         assert all(isinstance(a, PhotovoltaicArray) for a in arrays)