diff --git a/repositories/product/product_json_repository.py b/repositories/product/product_json_repository.py
new file mode 100644
index 00000000..902f931f
--- /dev/null
+++ b/repositories/product/product_json_repository.py
@@ -0,0 +1,49 @@
+from __future__ import annotations
+
+import json
+from pathlib import Path
+from typing import Any, cast
+
+from domain.modelling.contingencies import contingency_rate
+from domain.modelling.product import Product
+from repositories.product.product_repository import ProductRepository
+
+
+class ProductJsonRepository(ProductRepository):
+    """Reads Products from a JSON catalogue file — the stopgap source for
+    costs the ETL does not yet supply, behind the same `ProductRepository`
+    port as the Postgres-backed catalogue.
+
+    The file maps each Measure Type to its fully-loaded unit cost::
+
+        {"cavity_wall_insulation": {"unit_cost_per_m2": 18.5}, ...}
+
+    The per-Measure-Type contingency is joined from config (not stored in the
+    file), exactly as `ProductPostgresRepository` joins it — config stays the
+    single source of truth for contingency.
+    """
+
+    def __init__(self, path: Path) -> None:
+        with path.open(encoding="utf-8") as handle:
+            loaded: Any = json.load(handle)
+        if not isinstance(loaded, dict):
+            raise ValueError(f"product catalogue {path} is not a JSON object")
+        self._entries: dict[str, Any] = loaded
+
+    def get(self, measure_type: str) -> Product:
+        entry: Any = self._entries.get(measure_type)
+        if entry is None:
+            raise ValueError(f"no product for measure type {measure_type!r}")
+        if not isinstance(entry, dict):
+            raise ValueError(f"product {measure_type!r} entry is not an object")
+        typed_entry: dict[str, Any] = cast("dict[str, Any]", entry)
+        unit_cost: Any = typed_entry.get("unit_cost_per_m2")
+        if isinstance(unit_cost, bool) or not isinstance(unit_cost, (int, float)):
+            raise ValueError(
+                f"product {measure_type!r} has no numeric unit_cost_per_m2"
+            )
+        return Product(
+            measure_type=measure_type,
+            unit_cost_per_m2=float(unit_cost),
+            contingency_rate=contingency_rate(measure_type),
+        )
diff --git a/tests/repositories/product/test_product_json_repository.py b/tests/repositories/product/test_product_json_repository.py
new file mode 100644
index 00000000..a991f2a6
--- /dev/null
+++ b/tests/repositories/product/test_product_json_repository.py
@@ -0,0 +1,61 @@
+"""Behaviour of the JSON-backed ProductRepository: reading a Product from a
+catalogue file — the stopgap source for costs the ETL does not yet supply,
+behind the same port as the Postgres-backed catalogue. The per-measure-type
+contingency is joined from config, not stored in the file. See CONTEXT.md
+(Product, Cost, Contingency)."""
+
+import json
+from pathlib import Path
+from typing import Any
+
+import pytest
+
+from domain.modelling.product import Product
+from repositories.product.product_json_repository import ProductJsonRepository
+
+
+def _write_catalogue(tmp_path: Path, payload: dict[str, Any]) -> Path:
+    path: Path = tmp_path / "products.json"
+    path.write_text(json.dumps(payload), encoding="utf-8")
+    return path
+
+
+def test_get_maps_a_json_entry_to_a_product_with_contingency(
+    tmp_path: Path,
+) -> None:
+    # Arrange
+    catalogue: Path = _write_catalogue(
+        tmp_path, {"cavity_wall_insulation": {"unit_cost_per_m2": 18.5}}
+    )
+
+    # Act
+    product: Product = ProductJsonRepository(catalogue).get(
+        "cavity_wall_insulation"
+    )
+
+    # Assert
+    assert product.measure_type == "cavity_wall_insulation"
+    assert abs(product.unit_cost_per_m2 - 18.5) <= 1e-9
+    assert abs(product.contingency_rate - 0.10) <= 1e-9
+
+
+def test_get_raises_when_measure_type_absent(tmp_path: Path) -> None:
+    # Arrange
+    catalogue: Path = _write_catalogue(
+        tmp_path, {"loft_insulation": {"unit_cost_per_m2": 22.0}}
+    )
+
+    # Act / Assert
+    with pytest.raises(ValueError):
+        ProductJsonRepository(catalogue).get("cavity_wall_insulation")
+
+
+def test_get_raises_when_entry_lacks_unit_cost(tmp_path: Path) -> None:
+    # Arrange
+    catalogue: Path = _write_catalogue(
+        tmp_path, {"cavity_wall_insulation": {"cost_unit": "gbp_per_m2"}}
+    )
+
+    # Act / Assert
+    with pytest.raises(ValueError):
+        ProductJsonRepository(catalogue).get("cavity_wall_insulation")